How to become a credit counselor

Business & finance · SOC 13-2071

How you get in

A degree is the usual way in.

1. Bachelor's degree
2. Moderate-term on-the-job training
3. Work as a credit counselor

Programs that lead to this job

These are the federal program codes (CIP) that the Department of Education maps to this occupation, and how many US colleges, community colleges or trade schools report awarding credentials in each.

See the 153 schools that offer these programs →

Common questions

How long does it take to become a credit counselor?

Typically about four years for the degree, then a few months to a year of training on the job. That is the usual route rather than a rule — people arrive by other paths all the time.

How much do credit counselors make?

The US median is $52,230 a year, meaning half earn more and half less. Pay varies widely by state, employer and experience.

Do you need a degree to become a credit counselor?

Yes — a degree is the usual way in.

Where can you train to become a credit counselor?

153 US colleges, community colleges and trade schools award credentials in a matching program. See which ones →

Pay and growth are national figures. What you earn depends on where you work, your employer and your experience, and these are projections rather than promises. Education requirements describe how most people enter the job, not a rule — plenty of people take another route.

Pay, growth, openings and entry requirements: US Bureau of Labor Statistics, Employment Projections 2025–35. Program-to-occupation mapping: NCES CIP–SOC crosswalk (2020/2018). School counts: IPEDS completions, 2022–23.

Related careers in Business & finance

Accountants and auditors · Business operations specialists, all other · Management analysts · Market research analysts and marketing specialists · Project management specialists · Human resources specialists · Buyers and purchasing agents · Training and development specialists